Straight answers on qualifying, rates, and strategy for real estate investors, from a broker who closes these loans every day.
Trevor GravinkDSCR loan prepayment penalties explained: step-down vs. no-prepay options, what triggers a penalty, real dollar costs, state-by-state rules, and FAQs.
Trevor GravinkThe DSCR formula is monthly rent divided by PITIA. See how to calculate DSCR for rentals and commercial property, with worked examples and target ratios.
Trevor GravinkDSCR loan requirements for 2026: credit score, minimum DSCR, down payment, reserves, property types, LLC rules and documents, in one checklist.
Trevor GravinkAsk these 12 questions before choosing a DSCR lender: rates and points, prepayment penalty, LTV, reserves, rent rules, appraisal, LLC closings and timing.
